Effective Date: 09/16/2025

Business: New Wave Resolutions LLC

Contact: [email protected]

1. Agreement to Terms

By using our services, website, or products, you agree to these Terms & Conditions. Please read them carefully.

2. Our Services

We provide credit education, consulting, and related services. We do not guarantee specific results (such as credit score increases, deletions, or approvals).

3. Payments & Subscriptions

All payments are due at the time of purchase or as stated in your agreement. Some services may renew automatically unless canceled. Refunds are provided only as outlined in our refund policy.

4. Your Responsibilities

You agree to provide accurate information, use our services legally, and follow instructions we provide.

5. Communications

By signing up, you consent to receive emails and text messages about your account, appointments, and offers. Msg/data rates may apply. You may unsubscribe at any time.

6. Intellectual Property

All materials, templates, and content we provide are for your personal use only and may not be copied, sold, or shared without permission.

7. Limitation of Liability

Our services are provided “as is.” We are not responsible for indirect or incidental damages. Our liability is limited to the amount you paid for services in the past 3 months.

8. Governing Law

These Terms are governed by the laws of the State of Texas.

9. Updates

We may update these Terms at any time. Updates will be posted with a new effective date.

10. Contact Us

If you have questions, contact:

New Wave Resolutions LLC

5900Balcones Dr. Ste 100

Austin, TX 78731

[email protected]